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Our Line Card

Our primary focus is providing quality products and services for employers and their employees benefits.  To complete our full line of products and services,  we have sought out high value Individual and Family Plans products.  This allows us to not only serve the employee as their employment status changes, but business owners as well who don't qualify under group benefits.

Products & Services For Companies Products & Services For Individuals & Families

Group Health Plans

  • PPO -- Preferred Provider Orgs.
  • HMO -- Health Maintenance Orgs.
  • POS -- Point of Service
  • HSA -- Health Savings Accounts

Optional Group Benefit Riders

  • Dental (PPO & DMO)
  • Vision
  • Chiropractic
  • Infertility
  • Inpatient Psychiatric & Alcohol/Substance Abuse Care
  • Prescription Drug Program
  • Term Life and A.D.&D.
  • Voluntary Employee Coverages

Partial Self-funded Healthcare Plans

  • PPO & HMO Plans
  • Minimum Premium Plans

Stand Alone Group Benefits

  • Dental Plans -- Indemnity, PPO & DMO
  • Vision Plans
  • Group Life Insurance
  • A.D. & D.
  • Group Carve-Out

Long Term Disability

  • Guaranteed issue down to 6 employees

Business Organization Protection

  • Buy-Sell Agreement Funding
  • Life Insurance
  • Disability Insurance
  • Key Man Insurance
  • Family Business Planning

Pension Plans

  • SIMPLE IRA
  • 401K
  • 403B
  • Profit Sharing
  • Money Purchase
  • Thrift & Target Benefit Programs

Voluntary Group Benefits

  • Permanent & Term Life
  • Dependant Life
  • Supplemental Life
  • Health Plan Gap Coverage

Employee Reimbursement Plans

  • IRS 105 Qualifying Plans

Executive Fringe Benefits

  • Deferred Compensation
  • Split-Dollar
  • Reverse Split-Dollar
  • Executive Bonus Plan
  • Custodial Executive Bonus

Section 125 Plans

  • Premium Only Plans (POP)
  • Cafeteria Plans
  • FSA - Flexible Spending Accounts

Individual Healthcare Coverage

  • PPO -- Preferred Provider Orgs.
  • HMO -- Health Maintenance Orgs.
  • HSA -- Health Savings Accounts
  • Medicare Supplements
  • Temporary/Short-Term Coverage
  • International Coverage

Life Insurance

  • Term Life -- 10, 15, 20, 30 year level term policies
  • Permanent Life
  • Second-To-Die
  • Traditional Whole Life
  • Universal Life
  • Disability Income
  • Annuities -- Fixed & Variable
  • Estate Planning
  • Estate Planning For Business Owners
  • Charitable Giving
  • Long Term Care
 

Benefits Administration & Payroll Integration

Introduction to HR Ledger™

ÆGIS PACIFIC Insurance Service is pleased to introduce HR Ledger, Inc.  HR Ledger, Inc. is a referral driven payroll processor and benefits and COBRA administration outsourcing company.  Their referrals come from business service professionals, primarily insurance agents and brokers, as well as accountants, bookkeepers, HR and Business Consultants, and pension advisors.  They do not sell insurance and help independent agents compete against all the big payroll vendors who do.  They pay commission directly to you for successful placement of clients and prospects that you have referred to them; and provide you with direct access to your client’s data – creating a great partnership with you.

HR Ledger™ is the original HR-centric payroll processor.  Their focus on human resources includes their unique HR support services as well as their integrated benefits and COBRA administration outsourcing.  This allows them to provide services uniquely designed to help your clients protect their investment in human capital – and that makes them a better all-around value.
They built a company that is different from the ground up – influenced by the pain of real employers. They provide a variety of comprehensive outsourcing solutions for businesses.  The foundation of their “total service” concept is that payroll is the genesis of all subsequent human resource transactions.  At the heart of their innovation is the most state-of-the-art payroll engine – to which they have integrated their proprietary Benefits and COBRA Administration program.  They’ve built a host of electronic data exchanges which help reduce your cost, alleviate mistakes, and add convenience.  In addition, their clients can authorize them to share data directly with their chosen professional advisors (you).  Their quality staff brings to you and your clients their rich background in human resources, banking, and benefits – expertise you can’t easily find in one place.
In today’s volatile market of declining service, HR Ledger’s™ defining qualities are their advanced technology, risk mitigation, and true personal service. Their clients have validated their concept, delivery, and commitment – resulting in the most comprehensive, value-based outsourcing solution available to small and midsize employers.

Services from HR Ledger

Direct

  • Full Service Payroll Processing in all 50 States
  • Benefits and COBRA Administration Outsourcing (process outsourcing, not do-it-yourself software)
  • HR Coaching and Online HR Resource Portal
  • Active Compliance Monitoring
  • HR Ledger CompConnect™ - agent driven pay-as-you-go workers’ compensation
  • Payroll Data Exchange to ancillary services, affiliate partners, and outside vendors
  • HR Information Systems
  • Certified Payroll Service for Prevailing Wage jobbers

Ancillary Services from Affiliate Partners

  • Integrated web based Time & Attendance Systems
  • Background Screening Service
  • Unemployment Compensation Management
  • Payroll Debit Cards
  • HRAnswerLink Online HR Resources

Don’t Miss Out
Get on board with HR Ledger today.  Call your ÆGIS PACIFIC Insurance Service rep or HR Ledger direct at 800-451-1136 and get started today!  Visit HR Ledger at http://www.hrledger.com/.