Group Health Plans
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PPO — Preferred Provider Orgs. |
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HMO — Health Maintenance Orgs. |
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POS — Point of Service |
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HSA — Health Savings Accounts |
Optional Group Benefit Riders
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Dental (PPO & DMO) |
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Vision |
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Chiropractic |
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Infertility |
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Inpatient Psychiatric &
Alcohol/Substance Abuse Care |
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Prescription Drug Program |
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Term Life and A.D.&D. |
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Voluntary Employee Coverages |
Partial Self-funded Healthcare Plans
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PPO & HMO Plans |
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Minimum Premium Plans |
Stand Alone Group Benefits
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Dental Plans—Indemnity, PPO & DMO |
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Vision Plans |
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Group Life Insurance |
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Whole Life |
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Universal Life |
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Variable Universal Life |
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Term Life |
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A.D. & D. |
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Group Carve-Out |
Long Term Disability
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Guaranteed issue down to 6 employees |
Business Organization Protection
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Buy-Sell Agreement Funding |
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Life Insurance |
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Disability Insurance |
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Key Man Insurance |
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Family Business Planning |
Pension Plans
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SIMPLE IRA |
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401K |
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403B |
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Profit Sharing |
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Money Purchase |
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Thrift & Target Benefit Programs |
Voluntary Group Benefits
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Permanent & Term Life |
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Dependant Life |
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Supplemental Life |
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Health Plan Gap Coverage |
Employee Reimbursement Plans
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IRS 105 Qualifying Plans |
Executive Fringe Benefits
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Deferred Compensation |
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Split-Dollar |
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Reverse Split-Dollar |
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Executive Bonus Plan |
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Custodial Executive Bonus |
Section 125 Plans
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Premium Only Plans (POP) |
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Cafeteria Plans |
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FSA - Flexible Spending Accounts |
HR and Benefit Administration
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Integrated Payroll / Benefits
Administration Services |
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Full Third Party Administrative Services |
 | Administration
Products |
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Healthcare Coverage
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PPO — Preferred Provider Orgs. |
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HMO — Health Maintenance Orgs. |
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HSA — Health Savings Accounts |
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Medicare Supplements |
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Temporary/Short-Term Coverage |
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International Coverage |
Optional Group Benefit Riders
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Dental (PPO & DMO) |
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Life Insurance |
Life Insurance
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Term Life—10, 15, 20 year level term
policies that are convertible to age 70* |
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Permanent Life |
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Second-To-Die |
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Traditional Whole Life |
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Universal Life |
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Universal Variable Life |
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Disability Income |
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Annuities—Fixed & Variable |
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Estate Planning |
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Estate Planning For Business Owners |
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Charitable Giving |
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Mutual Funds |
*Pending Triple X
Legislation
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